Claims-Made vs. Occurrence
The single most important decision in PA malpractice insurance — clearly explained with a practical decision framework for every practice setting.
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Start with the basics
Learn everything you need to know about
Professional Liability Insurance
From what a policy actually covers to comparing carriers and navigating state rules — organized by topic, for every stage and every profession.
Insurance Basics
Coverage fundamentals
The vocabulary and core concepts behind every policy - start here before you buy.
Buying Guide
Buy with confidence
Compare policies, understand pricing, and choose the right coverage before you commit.
Career Stages
Coverage for every stage
Your needs change from student rotations to independent practice — and coverage should too.
Risk Management
Protect your license
Practical strategies to reduce your exposure to claims and defend your career long-term.
Specialty Guides
Coverage for your specialty
Surgical, emergency medicine, dermatology, telehealth — specialty-specific considerations.
State Guides
Know your state's rules
Scope-of-practice laws and insurance requirements vary by state — find your specifics.
Featured resources
Essential topics for every stage of your coverage journey
PA Insurance Cost
Baseline costs by specialty, employment status, and state — plus the factors that drive your premium up or down as a physician…
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What Is NP Malpractice Insurance?
What it covers, what it doesn't, why NPs need individual coverage, and what happens when a claim is filed.
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