Professional Liability Insurance for Sonographers
Diagnostic medical sonographers use ultrasound to help doctors make accurate medical decisions. Regardless of the specialty you practice, your work supports patient care at a critical point in the healthcare process. You often serve as the first step in diagnosing a condition, which means your clinical skill and judgment matter.
Even when you follow protocol, you may still face a claim of professional negligence. These claims can affect your job, finances, and future. That’s why many sonographers choose to carry professional liability insurance.
Proliability is proud to partner with the Society of Diagnostic Medical Sonography (SDMS), the largest community of sonographers and sonography students worldwide. SDMS is dedicated to supporting its members through advocacy, education, and professional development, all with the goal of advancing excellence in the field of diagnostic medical sonography.
Read more about our risk management services and coverage details*.
Why Liability Insurance Matters for Sonographers
As a diagnostic medical sonographer, your work plays a critical role in patient care and medical decision-making. But even with the highest standards and best intentions, things can go wrong, whether it’s missed pathology, a communication breakdown, or an unexpected allegation of error. These risks exist at every stage of your career and in every setting, from hospitals to private clinics. Proliability’s professional liability insurance puts your needs first, helping safeguard your career and reputation, even when claims are baseless.
Protection Designed for Sonographers
Our coverage is built specifically for professionals in diagnostic medical sonography. Key features include:
- Individual protection: Your policy stays with you, not your employer, so you’re covered wherever you work.
- Defense costs covered: We cover legal fees and defense costs, even if a claim turns out to be unfounded.
- Profession-specific policies: Our coverage reflects the unique risks and responsibilities of your role.
- 24/7 online access: Easily manage your policy and access support whenever you need it.
Quick and Easy
Risk Management Services
Risk management and professional liability insurance go hand in hand. At Proliability, we recognize the importance of providing comprehensive risk management resources to our policyholders.
We have partnered with OmniSure Consulting Group, a risk management leader, to provide a host of risk management resources. Our active policyholders receive:
RiskFit® — a series of risk management content that allows you to test your knowledge on topics including self-assessment tools, sample policies and procedures, checklists, videos, podcasts and articles.
Monthly Risk Reduction Tip — A monthly email sent to policyholders with quick tips and reminders on risk management topics. This email will usually contain a video or brief educational article that is quick to read and keeps you in the know and updated on important risk topics.
Advice-on-Demand — access to a toll-free or email helpline designed to answer risk related questions with a 30 minute consultation with a Risk Consultant.
Contact Us
Program Administrator
Proliability
4050 114th Street
Urbandale, IA 50322
Phone
Hours
7:30 a.m. to 5:00 p.m. CT, M-F
General Questions
Service on an existing policy
Dependability
We’re backed by a global leader in insurance brokerage and risk management, helping us provide coverage you can depend on.
Peace of Mind
Because we’re a leading provider of professional liability insurance, you can count on us to deliver solid protection and financial security.
Coverage Details
Limits — up to $1/3M
The main feature of the policy that covers you up to the limits on your declarations page that you become legally obligated to pay as a result of a professional liability claim arising out of a covered incident. Limits vary by profession up to $1 million per occurrence/$3 million aggregate. When you complete a quote, the available limits based on your profession and state will be provided.
Legal Representation — Legal fees paid in addition to the liability limits
The policy includes legal representation for covered incidents. This means you have an attorney assigned to you to represent your interests – not the interests of others such as your employer. The legal fees and expenses are in addition to your professional liability policy limits, which is a key benefit to you as this means legal fees and expenses do not erode your liability limits.
HIPAA Coverage — $50,000
Pays up to $50,000 for HIPAA fines, penalties and notification costs.
Licensing Board Reimbursement — $25,000 per incident/$100,000 per policy period
Covers up to $25,000 per incident/$100,000 per policy period for attorney fees or other expenses or fees from an investigation or proceedings from an entity responsible for regulating your profession. In most regulated professions, anyone can file a complaint against you such as your patient, patient’s family, your employer or coworker. If you’re employed, your employer may not reimburse you for investigations or proceedings.
Deposition Expense — $15,000 per policy period
Covers up to $15,000 aggregate for all reasonable fees, costs and expenses to represent you at a deposition which you are required to attend.
Wage Loss and Expense — $2,500 per day/$35,000 per policy period
Covers for lost wages, costs and expenses for your required attendance at a trial, hearing or arbitration proceeding as a defendant in a covered claim.
First Aid Reimbursement — $25,000 per policy period*
Covers up to $25,000 per policy for all medical related expenses for rendering first aid to others due to bodily injury.
* Coverage amounts may vary by business type
Medical Payments — $25,000 per person/$100,000 all persons
Covers up to $25,000 per person, up to $100,000 all persons for medical expenses incurred by others due to a bodily injury caused by an occurrence during the policy period.
Damage to Property of Others — $10,000
Covers up to $10,000 for damage to property of others caused by you during the policy period.
First Party Assault Coverage — $25,000 per policy period
Covers up to $25,000 per policy period for medical expenses or repair or replacement of personal property due to an assault at your workplace premises. Includes coverage for workplace violence events.
Media Expense Coverage - $2,500 per incident/ $10,000 per policy period
Up to $2,500 per incident/ $10,000 per policy period (Individual) or $5,000 per incident/$25,000 per policy period (Group Practice) for expenses incurred for claims involving published material on a website or social media.
Occurrence Policy Form
Covers incidents that happen during your policy period regardless of when the claims are reported. All of the allied health and nursing policies through Liberty Insurance Underwriters are on occurrence policy forms.
Sexual Abuse/Molestation Coverage - $25,000 sub-limit
Provides up to $25,000 for indemnity.
Portable Coverage — Follows You 24/7
When you apply for individual coverage, the policy covers you for your professional services, including on and off the job, moonlighting and volunteering.
Optional Coverage Features
- Consulting and Educational Services Endorsement
- General Liability Insurance
- Additional Insured Endorsement
Association Partners
Professional liability insurance policy is underwritten by Liberty Insurance Underwriters Inc., 175 Berkeley St., Boston, MA 02116.
*This is only a summary of insurance policy provisions offered in the program. Certain coverage benefits described herein may not be available in your state at the time of policy issuance, or may be available, but with differing terms and conditions. If any conflict exists between the benefits described herein and those contained in any actual policy issued, the terms and conditions of the issued policy prevail. Coverage is only bound upon underwriting acceptance. Applying and paying for coverage is not a guarantee of acceptance into the program.
