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Registered Investment Advisors Liability Insurance

Start protecting your reputation and your career today with professional liability coverage.

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Registered Investment Advisor (RIA) Insurance

Proliability protects the unique needs of Registered Investment Advisors and their non-licensed staff. We offer coverage that gives you peace of mind to do your job.

Read more about our coverage details.

How it Works

Contact Us

location

Program Administrator

Proliability
4050 114th Street
Urbandale, Iowa 50322

hours

Hours

8:00 a.m. to 5:00 p.m. CT, M-F

Dependability

We’re backed by a global leader in insurance brokerage and risk management, helping us provide coverage you can depend on.

Peace of Mind

Because we’re a leading provider of professional liability insurance, you can count on us to deliver solid protection and financial security.

Coverage Details

Top-rated Insurance Carrier

Everest National Insurance Company, together with its insurance company affiliates, represents the primary insurance arm of Everest Re Group, Ltd., a Bermuda holding company and world leader in property and casualty reinsurance and insurance, offering innovative products, responsive service, and unsurpassed financial strength. Financial and business highlights of Everest Re Group, Ltd. include:

  • $38 billion in total assets (as of December 31, 2021)
  • Everest Re Group companies are rated A+ (Superior) by A.M. Best and A+ (Strong) by Standard & Poor’s
  • Claims professionals with extensive technical knowledge and professional liability claims experience

Limits, Retentions & Pricing

  • 3 Limits of Liability Offered
    • $1,000,000/$1,000,000
    • $1,000,000/$2,000,000
    • $1,000,000/$3,000,000
  • Competitive rates
  • Retentions starting as low as $500
  • Quick, secure online quote, enrollment and renewal

Additional Coverage Benefits

  • Prior Acts Coverage going back to your first continuous E&O policy subject to policy provisions
  • NO extra cost!
    • Trade Error Coverage up to $25,000
    • Disability Insurance included
    • Enroller coverage included in the definition of Administration of Employee Benefits Plans
    • Network Risk & Privacy Coverage up to $50,000 per Claim and $50,000 aggregate per Insured
    • Wire Fraud Coverage up to $50,000
  • Extended Reporting Period options available
  • Buy Direct – NO membership required

Peace of Mind for Your Family

Coverage extended to the estates, heirs, legal representatives, spouses and domestic partners.

Peace of Mind for Your Business

Coverage is extended to the Named Insured’s owned business entity in connection with the Named Insured’s rendering or failing to render Professional Services as provided by the policy.

Coverage is extended to former or current employees of the Named Insured but solely for services performed within his or her capacity as such and on behalf of such Named Insureds Client.

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